Thursday, June 21, 2007
and the horror fest begun after i did some quick calculations...
assuming that i save 30% of whatever allowance that i might or might not get for the month, factoring the cost of my german lessons, tennis lessons, and transportation (excluding cab rides-purely bus rides, not even inclusive on the extra cost of taking train rides)....
I AM CURRENTLY ALREADY 30 BUCKS IN DEBT EVERY SINGLE MONTH.
and THATS NOT EVEN INCLUSIVE OF ANY OTHER EXPENDITURE ! like say daily food consumption, social life,contact lenses, saline solution, clothes, shoes, underwear, sanitary pads, hair cuts,toiletries etc etc etc.
considering that i save nothing at all... 0 bucks.. i would have like $22.50
a week to spend..my 30 BUCKS a week was a gross overestimation!
and like any other teen.. even though i dont do much shopping and stuff.. but there are times when there are tendencies to splurge.. which i have clearly shown is not feasible at all....
which completely explains why the money in my bank account keeps plunging down despite my best efforts to keep away from it.. I have been taking whatever excess money from ang baos etc FOR GRANTED. and thats very bad.. i shouldnt do that.
but then again.. nows alot better than last time..i didnt even have a stable allowance in the past.. at least im getting my monthly allowance now..which apparantly i should feel bad for cause like some people dont even take money from their parents anymore.. but after all those years of not getting any allowance.. i figured its abt time i got some.
maybe im just a spoilt brat thats why. but really that allowance is as good as it gets. i get my allowance.. and every single item of cloth etc on me is bought by me.
The realisation that i have been overspending by so much is just completely repulsive. I should start being more sober about this kinda things. coming August.. im gonna just try to survive on like 15 bucks a week. i should start becoming more financially independent. its only good money sense... whatever others give me i should spend wisely on purposeful things.. like a degree. or whatever.
just think about your first house your first house your first house your first house your first house...
im completely mortified. i feel like crap. i feel stressed.
CATHY ! im taking over your extra students once you're done with them!
assuming that i save 30% of whatever allowance that i might or might not get for the month, factoring the cost of my german lessons, tennis lessons, and transportation (excluding cab rides-purely bus rides, not even inclusive on the extra cost of taking train rides)....
I AM CURRENTLY ALREADY 30 BUCKS IN DEBT EVERY SINGLE MONTH.
and THATS NOT EVEN INCLUSIVE OF ANY OTHER EXPENDITURE ! like say daily food consumption, social life,contact lenses, saline solution, clothes, shoes, underwear, sanitary pads, hair cuts,toiletries etc etc etc.
considering that i save nothing at all... 0 bucks.. i would have like $22.50
a week to spend..my 30 BUCKS a week was a gross overestimation!
and like any other teen.. even though i dont do much shopping and stuff.. but there are times when there are tendencies to splurge.. which i have clearly shown is not feasible at all....
which completely explains why the money in my bank account keeps plunging down despite my best efforts to keep away from it.. I have been taking whatever excess money from ang baos etc FOR GRANTED. and thats very bad.. i shouldnt do that.
but then again.. nows alot better than last time..i didnt even have a stable allowance in the past.. at least im getting my monthly allowance now..which apparantly i should feel bad for cause like some people dont even take money from their parents anymore.. but after all those years of not getting any allowance.. i figured its abt time i got some.
maybe im just a spoilt brat thats why. but really that allowance is as good as it gets. i get my allowance.. and every single item of cloth etc on me is bought by me.
The realisation that i have been overspending by so much is just completely repulsive. I should start being more sober about this kinda things. coming August.. im gonna just try to survive on like 15 bucks a week. i should start becoming more financially independent. its only good money sense... whatever others give me i should spend wisely on purposeful things.. like a degree. or whatever.
just think about your first house your first house your first house your first house your first house...
im completely mortified. i feel like crap. i feel stressed.
CATHY ! im taking over your extra students once you're done with them!
# posted by - : 10:32 AM
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